Vision Financial can help you get the best mortgage for you or your business. The reason we can confidently say this is because we have access to all mortgage products from all lenders, we are not restricted in any way. This is called having access to the ‘whole of market’ and this can only happen if your adviser is independent, which we are.
A VisionIFP advisor would assist you in recommending the right solution, taking you through the plethora of offerings to help you choose the right one AND, unlike many other advisers, there is no initial consultation fee if you come through us.
Your home will be at risk if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of mortgages.
First Time Buyer Mortgages
Buying a home for the first time can be expensive and daunting. High property prices have made it difficult to get onto the property ladder, and the profusion of different mortgages and schemes aimed at helping the first time buyer can be confusing, however, one of our specialists can help you choose the right mortgage for you.
Investing in property can give you regular rental income as well as capital growth when selling the property in the future, although it is important to remember that property prices can go down as well as up.
Switching from one lender to another can be done with greater ease nowadays. It is particularly popular for those who have mortgages where the interest rate is high, or was set initially at a good rate and has since reverted to the lender’s usual rate after a set period of time.
If you want to purchase or remortgage a property to be used for a business premise then you have a range of lenders to choose from. Whether specialist commercial lenders or High Street lenders we have access to all possible solutions.